ONA Professional Liability Insurance Plan (malpractice)

You should contact the Professional Liability Insurance Plan if:

  • You have been named in a malpractice lawsuit or
  • You have not been named but have been asked for a statement by your employer regarding a work-related lawsuit, and you have questions or concerns.

Call: 416-964-8833, ext. 7723 or 1-800-387-5580 (Enter 0: Toronto Office), ext. 7723
Email: MalpracticeIntake@ona.org
Hours: 8:30 a.m. to 4:30 p.m. Monday to Friday (excluding holidays)
Ask for: Malpractice Intake

ONA offers professional liability insurance to its members. The following provides an overview of this plan and the coverage it provides.

What is malpractice insurance?

It is insurance coverage intended to protect members from paying damages if they are sued for professional negligence for events that occur while they are practising  as registered or graduate nurses or allied health personnel.

Who is eligible for coverage?

All registered nurses, graduate nurses and other allied health personnel whom ONA is certified to represent are automatic participants in the program, provided they regularly pay dues or the equivalent to ONA.

For newly organized members who are not yet paying dues, coverage may be purchased at a nominal fee.

What is covered?

The policy ensures against liability that arises when members are providing (or intending to provide, or failing to provide) health services including public health services and teaching and instruction in their profession.

What if there is other valid and collectible insurance available to me?

If there is other insurance available that covers a loss also covered by this policy, the insurance afforded by this policy shall be in excess of the primary insurance.

Are there policy limits?

Yes.
1. $1,500,000 per loss
2. $6,000,000 per Aggregate limit per member

Are there any exclusions?

Yes, nurses who work at an agency for which ONA does not have bargaining rights are not covered for that part of their work. Punitive and damages are also excluded.

Where is this coverage in effect?

Coverage applies to cases brought forward by ONA members in ONA bargaining units where the member worked at the time of the incident.

The Policy in effect may override any statements on this website.